Fast, Reliable and Responsible lending tailored to your needs

At Rea Cash Loans, we understand that everyone needs a push sometimes to access the next level. That is why we exist, to offer quick, affordable financial solutions altered to your specific needs as a new recruit entering the workplace.

Loans Disbursed

3000+

Member Active

50K

Years Experience
0 +
Confident graduate.

Why We Exist

AN OPPORTUNITY TO TRANSFORM

At Rea Cash Loans, we believe that everyone deserves a fair chance at entering the workforce. This Micro Finance model focuses on supporting first time employees came about after a personal encounter with a graduate that almost declined a great job offer due to lack of funds to sustain her during her first employment month before she received her first salary.
 
It dwelled on me then, that people might be missing great opportunities due to lack of funds to cover big things like rent, deposits or small things like transport money. Rea Cash Loans is thus developed to cub the factors that limit new recruits from either excepting offers or optimally functioning in their new positions.
 
It is thus our core believe that one’s current financial standing should not prohibit them from reaching their next level. This model is designed to assist new recruits not only through loans but via building relationships with clients and providing financial literacy.
 
Vision
To become the preferred short-term loan business, providing cashflow to clients through excellent customer service and prioritizing client’s financial wellness.
 
Mission
  • Responsibly provide quick cashflow for unexpected events, while encouraging responsible borrowing.
  • Practice transparency through clear upfront communication of costs the client will incur.
  • Our practices and policies promote humanity, clients are thus valued and appreciated to ensure best experience.

Why Choose Us

Customized Financial Solutions for Every Stage of Life

At Rea Cash Loans, we’re dedicated to offering financial products that meet your unique needs.

Payday Loans

Life happens, and when unexpected expenses arise, our payday loans are here to help. These short-term loans are perfect for bridging the gap between paychecks, providing you with the financial breathing space you need.

Simple Process: Apply online or at our branch in just a few minutes.

Fast Approvals: Get access to funds the same day once approved.

No Hassle Repayment: Pay off your loan on your next payday.

Credit Life

Our credit life insurance is designed to give you peace of mind, knowing that your outstanding loans are covered in the event of unforeseen circumstances such as death, disability, or severe illness.

Comprehensive Coverage: Covers the remaining balance of your loan.

Affordable Premiums: Designed to fit your budget.

Family Support: Ensures your loved ones aren’t left with additional financial stress.

Beneficiary Plans

Planning ahead is an act of care, and our beneficiary plans are crafted to provide financial support to your family when they need it most.

Financial Assistance: Covers funeral costs or urgent family needs.

Tailored to You: Choose a plan that suits your family’s requirements.

Quick Payouts: Funds are released promptly to ease financial strain.

Why Choose Us

Flexibility, security and speed, all in one

We understand that every client’s situation is unique, which is why we go the extra mile to offer personalized, transparent, and reliable financial solutions.

Speed and Simplicity

We’ve streamlined our application process to ensure quick approvals and fast access to funds.

Transparent and Honest Terms

We’re committed to ensuring you fully understand your financial commitment, empowering you to make informed decisions every step of the way.

Personalized Service

Our friendly team takes the time to understand your needs and craft solutions that work for you, whether it’s a short-term loan, credit life insurance, or a beneficiary plan.

Happy black family having fun while eating lunch at dining table.

How We Work

Easy Steps to Get Started

Our straightforward process ensures you get the financial support you need without the hassle.

Step 1

Apply Online

Start by completing a quick application form online. Provide basic details about yourself, such as your ID, proof of income, and bank account information.

Step 2

Submit Your Documents

Upload the required documents, including your latest payslip and a recent bank statement. Our team ensures the process is seamless and secure.

Step 3

Get Approved

Our team reviews your application promptly, often providing approval within hours. We’ll keep you updated every step of the way.

Step 4

Receive Your Funds

Once approved, your loan amount is deposited directly into your bank account, ready for you to use immediately.

Rea Cash Loans has been trusted by 5+ leading Partners